Credit Cards

Hot on the heels of recent changes from American Express which almost put an end to credit card recycling for the sole purpose of earning repeated sign up bonuses, comes yet more punitive changes. Without a word of warning, AMEX has slashed the number of membership reward points you can …

DISCLAIMER: Please note AMEX have announced further changes since this post, so please read all their terms and conditions before you apply for a card.  There have been rumours that AMEX were proposing changes to their terms and conditions but the latest announcement comes as a huge blow to UK …

IMPORTANT: American Express changed the sign-up bonus rules in March 2019. This means this article is now out of date and you should not rely on it. Read this post for more information but please read the smallprint before applying for any credit cards. Unlike the BA AMEX or Virgin …

Normally, I’m very vocal in saying that you should never apply for the British Airways American Express card. This post explains why you should avoid the Free BA Amex card but there is one occasion when it makes absolute sense to hold this card. First let me explain, why the card that …

Goodbye Miles and More credit card Last week, yet another airline reward credit card crashed and burned. The Miles and More credit card closed its doors to existing clients on the 28th July. Existing cardholders will become holders of the Horizon MBNA credit card instead, which offers the following benefits: …